Foreclosures are properties that are owned by the bank.  When making an offer on these properties, the bank requires a Proof of Funds Letter, if paying cash or a Pre-Qualification Letter, if getting a loan.  Banks typically respond quickly to offers versus a short sale, which can take months and months to hear back.  It is best to submit your best and highest offer - remember others are looking for the same great deals you are.

TIP:  Buyer's be aware of liens attached to properties you are purchasing through a bank.  If they insist you use their Title Company, hire your own to do a separate search to make sure you will receive a clear title.  Do one during your inspection period (if using an "AS IS" contract, your inspection period is one of your contingencies) and do one the day of closing.

The Foreclosures listed below are throughout the entire Keys.  You can click on any of the headers and sort them either ascending or descending.